Pros and Cons of Alarm Monitoring
Do you really need Security System Monitoring?
As we discussed in our last post, the clear majority of us in North Texas live in safe environments though most of us would agree that the world in which we live is not nearly as safe and secure as it once was.
When investing in a professional installed security system, there is the cost of the security system itself, and in almost all cases, monthly alarm monitoring. A professionally monitored system can immediately alert first responders to an emergency in your home as well as sending you messages regarding the status of your home. Security System Monitoring for your home provides an even more complete security package, as someone will be safeguarding your home just as intently as you are.
Both homeowners and renters need to consider these statistics when it comes to protecting their families, roommates, and possessions. One potential deterrent to home burglaries is a home security system, which, according to statistics, does have an effect on whether or not a burglary will be successful.
Though most of us would tout family safety as one of our top priorities, and despite the numbers of residential break-ins, only 14 percent of U.S. residents have an anti-burglar alarm protection system installed in their homes. In North Texas, though many of the newer homes were built with security systems installed, more than 76% of these systems are not being professionally monitored.
While reasons for not having thier Security Systems monitored vary widely, many customers object to the monthly monitoring fee even though much of this fee is often offset by insurance savings.
Customers often ask us, why is monitoring needed and isn’t it possible for the system to just send me a text if there is an incident?
One of the definitive benefits of utilizing Alarm.com in our layered security approach is that you will get a notification from Alarm.com of incident related information they have received from your Security System. In laymen’s language, the monthly monitoring fee is the communication conduit between your security system, the monitoring center and you. Having an alarm system without monthly monitoring would be like owning a cellular phone without cellular service.
Another important reason to invest in alarm monitoring is for smoke and fire detection, which often comes as part of the security package. Whether it's a cooking mishap or an electrical issue, lightning or spark from your central heating unit, fireplace, water heater, stove, and so on, it's important to have an alarm monitoring system that can report the fire emergency as quickly-possibly; in most cases, even before you can. Fires can be dangerous and cause a lot of damage, so it's important to prepare and protect your home in any way possible.
Cost and Savings of Security Systems
The cost of security systems can vary widely depending on the number of sensors and options installed as well as varied monthly fees depending on services provided and many come with accompanying term agreements. Depending on the way you look at the costs versus the savings, security systems may or may not make sense for your home.
A recent FBI study showed the average burglary will result in $2,125 in property losses which is even higher here in North Texas. Though most of us live in safe areas, the numbers tell us that, on average, our homes have a 20 percent potential, of being burglarized or damaged by fire each year. This means that a homeowner has a 1 in 5 chance of losing around $2,125 a year from a burglary and significantly more if damaged by fire.
While monthly fees certainly can vary, a basic security system will cost you far less than what the average burglary will cost you. And, depending on your policy, your homeowner’s insurance may be reduced by up to 20 percent just because you have a monitored security system installed in your home.
A security system may ultimately be less of an expense when you include all of the potential savings. As compared to the yearly $2,125 average loss of a burglary, you could potentially have years of home security before reaching how much you could lose from just one burglary without a security system.
If you're interested in learning more about security systems and comparing features and prices, please call us at 214-396-5858 to assist you in finding the right security system for you.
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